What is the cost if I have an accident?

A $150 accident-handling legal fee comes up whenever there's an accident, whatever coverage you happen to be carrying. Beyond that, going without CDW and ZDW leaves you covering $1,000 of the vehicle repair bill (which is capped at $50,000) yourself, and skipping NOC means you're on the hook for the loss-of-use charge — $250 if the car can still be driven, $400 if it can't.

Skip insurance entirely, and you could end up responsible for nearly everything — the repairs, medical costs for anyone hurt, all of it — so if that worries you, an optional coverage is worth considering.

See Insurance & Coverage


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